Stir the chili powder, cumin, and garlic powder into the steel-cut oatmeal. Cook the oatmeal with water according to the package directions. It will take 30-45 minutes.
Make your fresh pico de gallo by mixing the tomatoes, onion, jalapeno, cilantro, lime juice, and garlic.
Divide the oatmeal between three plates when it is finished cooking. Spread it thin; it is your canvas for the rest of the ingredients.
Sprinkle the cheese on top of the hot oatmeal. It should melt on top of the hot oats
Arrange the pico de gallo, black beans, avocado, yogurt, and salsa verde on the plates.
Mist a pan with cooking spray and fry the eggs to your liking. Put two eggs on each plate.
Garnish your plates as desired with chopped cilantro, sliced limes, and a sprinkle of salt and pepper. Enjoy!